A solution in search of a problem?
The payment system is changing in profound ways. Christopher Waller asks if a CBDC would address any of the problems
A solution in search of a problem? Read More »
FINTECH
Navigating the new reality in finance, examining the implications and benefits of financial technology
The geopolitical relevance of central bank digital currencies
CBDCs could be useful as a means for central banks to record transactions in an increasingly cashless economy. Brunello Rosa and Alessandro Tentori consider the case of China
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Parachute pants and central bank money
There is a global rush to roll out CBDCs. Randal Quarles suggests this is akin to the 1980s parachute pants fad and the fear of missing out
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Do we need ‘public money’?
The Bank of England has issued banknotes for over 300 years. Jon Cunliffe talks about future of money in the UK in an increasingly digital world
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Stablecoins: what’s old is new again
Christina Segal-Knowles talks about stablecoins. She looks at how they could be regulated if they are used as a form of payment
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Public support for private innovation
Dave Ramsden talks about how the BoE supports the safe development of fintech services
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The future of cryptocurrencies
Cryptocurrencies have foreshadowed a potential digital future for money. Graham Bright sees blockchain as an enabler in the growth of the financial system and digital money
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The conflict between CBDC goals and design choices
Central banks have a growing interest in digital currencies. Antonio Fatás argues that CBDCs alone will only achieve an inclusive payment system if they ensure competition
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The BVI fintech transformation
From a traditional financial services centre to a global fintech hub, Simon Gray charts the emergence of the BVI as an innovation and investment hotspot across the fintech and digital space
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Private money and central bank money as payments go digital
Technology is driving dramatic change in the US payments system. Lael Brainard provides an update on CBDCs and a digital dollar
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