Navigating the new reality in finance, examining the implications and benefits of financial technology
To foster payment system safety and efficiency, as well as support responsible innovation, Christopher Waller advocates an open and transparent standards development process, where participants adopt standards that are technically sound and supportive of business and public objectives
Payments innovation, technical standards, and the federal reserve’s roles Read More »
Financial technology is evolving. Michelle Bowman discusses how technology can enhance financial services in a manner that is consistent with operating in the highly regulated banking industry
Innovation and the evolving financial landscape Read More »
The growing digitalisation of the banking sector has increased the exposure of financial institutions and their customers to cyber risk. Pablo Hernández de Cos calls for collaboration among financial institutions, regulators, and policymakers to protect against cyber risks
Cyber risk and its implications for financial stability Read More »
There is considerable disagreement about the growth potential of AI. Francesco Filippucci, Peter Gal, Cecilia Jona-Lasinio, Alvaro Leandro and Giuseppe Nicoletti argue that the promises and perils of AI-related economic growth is dependent on domestic and global governance issues
The promises and perils of AI for productivity and growth Read More »
Innovative, integrated and independent retail payments are crucial components of our monetary system. As payments transition into the digital era, Piero Cipollone discusses taking the Single Euro Payments Area to the next level
Innovation, integration and independence Read More »
Cecilia Skingsley proposes a framework to help central bankers in embracing innovation and at the same time solve some of the challenges confronting the central banking and regulatory communities
Sharper supervision in an era of technology races Read More »
We are at a pivotal moment in the evolution of money. Eddie Yue says regulators must remain open-minded, responsive, and prudent when considering CBDCs
CBDCs and the future of money and payment systems Read More »
Amidst the prospect of significant technological change in payments, Sarah Breeden sets out how the Bank of England seeks to deliver trust and support innovation, both as a provider and as a regulator of retail and wholesale money
Modernising the trains and rails of UK payments Read More »
AI will both be of considerable help to the financial authorities and bring new challenges. Jon Danielsson and Andreas Uthemann discuss how the authorities might want to approach AI, where it can help, and what to watch out for
How the financial authorities can take advantage of AI Read More »
Bitcoin has failed on the promise to be a global decentralised digital currency. Ulrich Bindseil and Jürgen Schaaf argue that the latest approval of an ETF doesn’t change the fact that Bitcoin is not suitable as means of payment or as an investment
ETF approval for Bitcoin – the naked emperor’s new clothes Read More »
