Navigating the new reality in finance, examining the implications and benefits of financial technology
AI offers substantial benefits to society. Stephen Cecchetti, Robin Lumsdaine, Tuomas Peltonen and Antonio Sánchez Serrano discuss significant concerns regarding risks to the financial system and propose a mix of competition and consumer protection policies address these vulnerabilities
Artificial intelligence and systemic risk Read More »
The financial landscape is evolving rapidly. Randy Kroszner sets out a ‘practical guide’ for promoting innovation and supporting growth in the economy, while maintaining financial stability
Promoting innovation while guarding against financial stability risks Read More »
Governments globally have been ramping up initiatives to modernize their digital payment and financial systems. S Yash Kalash writes that nations must guard, strengthen digital rails to secure financial sovereignty
Nations must strengthen digital rails to secure financial sovereignty Read More »
AI is transforming finance faster than the authorities can adapt. Jon Danielsson argues that while AI enhances the financial system’s efficiency, it also poses new, poorly understood risks, and ineffective supervision will mean a higher risk of financial crisis
How financial authorities should tackle AI challenges Read More »
Artificial intelligence could be revolutionary. Michael Barr discusses the opportunities presented by AI relevant for central bankers as well as the potential risks AI may pose that policymakers should consider
Artificial intelligence and central banking Read More »
The global stablecoin glut is expected to have significant implications for monetary policy. Stephen Miran warns that stablecoin adoption could put downward pressure on interest rates
A global stablecoin glut: implications for monetary policy Read More »
AI is a transformational technology, perhaps in ways as dramatic as past technological achievements. Philip Jefferson considers how AI will influence the Fed’s dual mandate of promoting maximum employment and stable prices
Artificial Intelligence and the economy Read More »
Stablecoins have emerged as a major innovation with broad implications for payments and international finance. Richard Portes explores the risks such stablecoins pose to financial stability and measures that could contain these risks
Multi-issuer stablecoins: a threat to financial stability Read More »
Sasha Mills discusses how new ideas and technologies are driving innovation and reshaping the financial system, highlighting the BoE’s support for responsible innovation by start-ups and established firms and how regulation is evolving in step with technology
From new ideas to new market structures Read More »
Andrew Bailey reflects on the reforms made to the financial system since the 2008 financial crisis. He addresses the challenges these reforms face in an ever-changing world and says the regulatory system of the future must be constantly assessed and adapted as needed
Challenges to financial stability Read More »
