The digitalisation of payments has accelerated. Ulrich Bindseil, George Pantelopoulos and Charles-Enguerrand Coste provide a critical review of terminology, clarifying the essence of new technologies in the field of payments to facilitate ongoing discussions
Digital money and finance: a critical review of terminology Read More »
Christopher Waller discusses the roles of centralized and decentralized finance, and whether they are substitutes or complementary to each other
Centralized and decentralized finance: substitutes or complements? Read More »
Piero Cipollone argues that recent advancements in digital technology offer an opportunity to create an integrated European capital market for digital assets
Towards a digital capital markets union Read More »
Agustín Carstens and Nandan Nilekani lay out a vision for the Finternet, a user-centric, unified and universal financial ecosystem that is inclusive, innovative, participatory, accessible and affordable, and leaves no one behind
Finternet: the financial system for the future Read More »
Financial technology is evolving. Michelle Bowman discusses how technology can enhance financial services in a manner that is consistent with operating in the highly regulated banking industry
Innovation and the evolving financial landscape Read More »
The payments system is being transformed. Piero Cipollone argues that central banks need to be at the vanguard of digital transformation to ensure financial stability
Modernising finance: the role of central bank money Read More »
Crypto has failed to deliver on its promises. Fabio Panetta argues that the public sector should establish a comprehensive regulatory framework that addresses the risks with crypto
Paradise lost? How crypto failed to deliver on its promises and what to do about it Read More »
Jon Cunliffe looks at four areas where the tokenisation of money is now being explored, examining the BoE’s work to ensure these new forms of money are robust and uniform
The shape of things to come: innovation in payments and money Read More »
Dirk Zetzsche, Linn Anker-Sørensen, Maria Lucia Passador and Andreas Wehrli provide an initial analysis of the legal challenges related to DLT-based payment systems
DLT-based enhancement of crossborder payment efficiency Read More »
Agustín Carstens takes inspiration from Germany’s literary giant Goethe to reflect on the soul of money in the digital era
Digital currencies and the soul of money Read More »
