CBDCs risk becoming a gigantic flop
CBDCs are increasingly being discussed, but with little focus on their fundamentals. Peter Bofinger and Thomas Haas consider the design options
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digital payments
Digital money and financial stability
Crossborder payments are at the heart of the international monetary system. Tao Zhang considers the implications for monetary and financial stability of new forms of digital money
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From the payments revolution to the reinvention of money
The digital transformation is triggering a revolution in the financial sector, which will bring innovation but also risks, says Fabio Panetta. The ECB strategy provides a forceful policy reaction
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Seizing the opportunities from digital finance
Developments in digital finance could transform how consumers and businesses make payments and raise finance. This could help revitalise the UK economy, says Andy Haldane.
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Four cornerstones of payments in the digital age
Kristalina Georgieva says the IMF stands ready to help foster a more resilient monetary system – one that is more inclusive, smarter, and greener
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Innovating in a changing world
Victoria Cleland says faster, cheaper, more transparent, and more inclusive crossborder payment services will have widespread benefits for citizens across the globe both directly and through supporting economic growth, international trade and global development
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The microeconomics of cryptocurrencies
Hanna Halaburda, Guillaume Haeringer, Neil Gandal and Joshua Gans summarise the main research findings to establish a base for future research
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The future of retail payments in the US
Lael Brainard remains optimistic about the power of technology and innovation to deliver payments safely, immediately, and efficiently when the appropriate safeguards are in place
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Reinventing the wheel (with more automation)
Andrew Bailey looks at recent innovations in payments and the challenges they bring, reiterating the Bank of England’s interest in CBDCs and stablecoins
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SCA deadline is nearing: is the market prepared?
Implementing strong customer authentication is nearing. Marius Galdikas says the need to adapt will be a watershed moment for businesses
SCA deadline is nearing: is the market prepared? Read More »