AI is transforming finance faster than the authorities can adapt. Jon Danielsson argues that while AI enhances the financial system’s efficiency, it also poses new, poorly understood risks, and ineffective supervision will mean a higher risk of financial crisis
How financial authorities should tackle AI challenges Read More »
The banking system sits at the centre of the economy. Michael Barr stresses that banks’ risk-taking must always be guided by clear guardrails, underpinned by effective banking supervision
The case for strong, effective banking supervision Read More »
Andrew Bailey reflects on the reforms made to the financial system since the 2008 financial crisis. He addresses the challenges these reforms face in an ever-changing world and says the regulatory system of the future must be constantly assessed and adapted as needed
Challenges to financial stability Read More »
Stress testing is vital for supervising the safety and soundness of the largest banks and preserving the stability of the financial system. Michael Barr has concerns over changes to the stress test system being considered by the Fed
Preserving the dynamism and credibility of stress testing Read More »
Periods of deregulatory zeal preceded all three of the most infamous financial meltdowns over the past century. Michael Barr sounds the alarm about the potential impact of Washington’s push to massively deregulate America’s financial sector
Booms and busts and the regulatory cycle Read More »
It’s only a matter of time before technological advances turn current generative AI issues into challenges rather than insurmountable problems. Michael Barr has high hopes for generative AI in making a sound and resilient financial system for all
Artificial intelligence, fintechs, and banks Read More »
Banks play an indispensable role in the economy. Because of these vital roles, Michael Barr says we need to make sure that banks are resilient and serve as a source of strength to the economy in both good times and when the financial system comes under stress
Risks and challenges for bank regulation and supervision Read More »
Advances in AI have accelerated rapidly over the past few years. Michael Barr considers generative AI, which he believes has the potential to change how we think about productivity, labour markets and the macroeconomy
Artificial Intelligence: hypothetical scenarios for the future Read More »
Michelle Bowman shares her views on banking regulation and supervision, and says that it is important to have a problem-focused approach, discussing the imperative of innovation in the banking system
Banking regulation in 2025 and beyond Read More »
Financial crises usually inflict the most damage when banks suddenly shift from pursuing profits to survival. Jon Danielsson argues that this can’t be regulated away
The one-in-a-thousand-day problem Read More »
