Navigating the new reality in finance, examining the implications and benefits of financial technology
Cyril Monnet and Dirk Niepelt argue that in protecting the current banking model the ECB could be sacrificing the digital euro on the altar of banking as we know it
Why the digital euro might be dead on arrival Read More »
There are efficiency and cost benefits in using AI. Jon Danielsson discusses what tasks can safely be outsourced to AI and what needs to stay in the hands of human decision makers
When artificial intelligence becomes a central banker Read More »
Victoria Cleland discusses the difference to people and economies worldwide that enhancing crossborder payments would make
Global action to enhance crossborder payments Read More »
Digital trade is increasing rapidly. Martina Ferracane, Bernard Hoekman, Erik van der Marel and Filippo Santi consider how the EUs approach to data protection impacts digital trade
The trade effects of EU adequacy decisions Read More »
Crypto has failed to deliver on its promises. Fabio Panetta argues that the public sector should establish a comprehensive regulatory framework that addresses the risks with crypto
Paradise lost? How crypto failed to deliver on its promises and what to do about it Read More »
Crypto-promoters and financial authorities are split on the future of cryptocurrencies. Jon Danielsson argues that the efficiency of the financial system can be improved by adopting the best ideas from crypto
The positive legacy of cryptocurrencies Read More »
Maria Demertzis and Catarina Martins argue that the ECB is uniquely positioned to help create the global standard, and in the process to help protect the EU’s global strategic interests
The value added of CBDCs: a view from the euro area Read More »
Generative AI could change our lives. Gita Gopinath considers artificial intelligence through the ideas of Adam Smith
The power and perils of the artificial hand Read More »
Giorgio Barba Navaretti, Giacomo Calzolari and Alberto Pozzolo argue that the scope and the aims of open banking, although potentially ground-breaking, may thus be overstated
Open banking’s promise of a financial revolution Read More »
Cryptoassets and markets are a relatively recent innovation in finance. Claudia Buch says there is a need to monitor and take preventive action against risks in these markets
Are cryptoassets a threat to financial stability? Read More »
